$129.75 Every Quarter? Check Your Eligibility For The 2025 GST/HST Rebate Now
The Canada Revenue Agency (CRA) has confirmed the GST/HST credit payment amounts for 2025, offering valuable quarterly tax-free payments to eligible Canadians. The GST/HST rebate is designed to help low- and modest-income households offset the rising cost of goods and services.
With up to $519 per year for singles and $680 for couples, plus $179 for each child under 19, this rebate can be a vital support.
Let’s explore who qualifies, how much you can receive, the payment schedule, and how smart use of these funds can even grow your wealth long-term.
What Is the GST/HST Rebate?
The Goods and Services Tax/Harmonized Sales Tax (GST/HST) rebate is a government initiative that provides quarterly tax-free payments to eligible Canadians. It aims to help offset the financial burden of the federal GST and HST applied to goods and services.
There is no need to apply separately for the rebate. When you file your taxes each year, the CRA automatically assesses your eligibility based on your adjusted family net income, family size, and other key factors.
GST/HST Rebate Amounts for July 2024 – June 2025
The payment amount depends on your marital status, income, and number of children under 19. Here is a breakdown of the maximum annual and quarterly amounts for the 2024–2025 payment cycle:
GST/HST Rebate Amounts
| Recipient Type | Annual Amount | Quarterly Amount |
|---|---|---|
| Single Individual | Up to $519 | $129.75 |
| Married/Common-law Couple | Up to $680 | $170.00 |
| Each Child Under 19 | $179 per child | $44.75 per child |
These payments are tax-free and are deposited directly into your bank account or mailed by cheque every July, October, January, and April.
2025 GST/HST Payment Schedule
The CRA follows a consistent quarterly payment schedule. For the 2025 payment year, here are the expected payment dates:
| Quarter | Payment Date |
|---|---|
| July 2024 | July 5, 2024 |
| October 2024 | October 4, 2024 |
| January 2025 | January 3, 2025 |
| April 2025 | April 4, 2025 |
If you qualify, you’ll receive your rebate on or around these dates. Ensure your direct deposit info and mailing address are updated with the CRA to avoid delays.
Who Is Eligible for the GST/HST Rebate?
To qualify for the GST/HST rebate, you must meet the following conditions:
- Be a Canadian resident for tax purposes
- Be at least 19 years old (exceptions apply if you have a spouse/common-law partner or are a parent)
- Have filed your income tax return for the previous year
- Have an adjusted family net income below the CRA’s threshold
Your eligibility and payment amount depend on your family income and structure, including:
- Number of children under 19 registered for Canada Child Benefit
- Your marital status (single, married, or common-law)
- Any shared custody arrangements (shared GST credit per child)
What Can You Do With the Rebate?
While the rebate provides much-needed financial relief, some Canadians are choosing to invest their tax credits for long-term growth.
One notable option is the Vanguard S&P 500 Index ETF (TSX:VSP). Here’s why:
- Tracks top 500 U.S. companies while hedging currency risk
- Low management fee of just 0.09%
- Includes tech giants like Apple, Microsoft, Nvidia, and Amazon
- Strong long-term growth: A $10,000 investment in 2012 would now be worth over $45,000
By reinvesting even a portion of your GST/HST rebate quarterly, you could start building a diversified and low-cost portfolio with long-term wealth potential.
Key Takeaways
| Key Point | Details |
|---|---|
| Annual GST/HST Amount for Singles | Up to $519 |
| Annual GST/HST Amount for Couples | Up to $680 |
| Additional per Child | $179 per child |
| Payment Schedule | 5th of July, October, January, April |
| Eligibility | Based on age, residency, income, and family structure |
| Application | No application needed; automatically assessed upon filing |
The GST/HST rebate continues to play a crucial role in helping low- and modest-income Canadians cope with rising living costs.
With $129.75 paid quarterly to eligible singles and up to $170 for couples, plus additional amounts for children, it’s essential to file your taxes, update your personal info with the CRA, and check for your next payment.
For those looking beyond immediate financial relief, investing these rebates wisely, such as in low-cost ETFs like VSP, could unlock long-term wealth potential. Whether you’re planning your budget or your future, the 2025 GST/HST rebate can help you take the next step.
FAQs
Do I need to apply for the GST/HST credit every year?
No. As long as you file your annual tax return, the CRA will automatically determine your eligibility for the GST/HST rebate.
What if my income changes during the year?
Changes in your adjusted family net income may impact future payments. If your income increases or decreases significantly, it may change your eligibility or payment amount in the next cycle.
Can both parents claim the child amount in shared custody situations?
Yes. In shared custody, each parent may receive 50% of the child’s GST/HST credit, as long as both meet eligibility requirements.