$3,800 Monthly OAS Payment 2025- CRA Confirms Dates, Amounts, And Eligibility Details
Recent rumors have circulated about $3,800 monthly Old Age Security (OAS) payments in 2025. However, the Canada Revenue Agency (CRA) has not announced any such increase.
Instead, the CRA has confirmed the regular OAS payment schedule and amounts for 2025.
This article provides detailed information on the Old Age Security payment dates, eligibility criteria, payment amounts, and strategies to maximize your benefits.
Understanding Old Age Security (OAS)
The Old Age Security (OAS) program is a monthly payment available to seniors aged 65 and older who meet specific residency requirements.
Unlike the Canada Pension Plan (CPP), OAS is not based on employment history but rather on the number of years lived in Canada after age 18.
Confirmed OAS Payment Dates for 2025
The CRA has released the official Old Age Security payment schedule for 2025:
| Month | Payment Date |
|---|---|
| January | January 29, 2025 |
| February | February 26, 2025 |
| March | March 27, 2025 |
| April | April 28, 2025 |
| May | May 28, 2025 |
| June | June 26, 2025 |
| July | July 29, 2025 |
| August | August 27, 2025 |
| September | September 25, 2025 |
| October | October 29, 2025 |
| November | November 26, 2025 |
| December | December 22, 2025 |
These payments are typically made on the last business day of each month.
OAS Payment Amounts for April to June 2025
The maximum monthly OAS payments for the April to June 2025 quarter are as follows:
| Age Group | Maximum Monthly Payment | Income Threshold |
|---|---|---|
| 65 to 74 | $727.67 | Less than $142,609 |
| 75 and over | $800.44 | Less than $148,179 |
These amounts are subject to quarterly adjustments based on the Consumer Price Index (CPI). If your income exceeds the specified thresholds, your Old Age Security payments may be reduced through a clawback mechanism.
Eligibility Criteria for OAS
To qualify for Old Age Security payments:
- You must be 65 years or older.
- You must be a Canadian citizen or legal resident.
- You must have lived in Canada for at least 10 years after turning 18.
For a full Old Age Security pension, you need to have resided in Canada for 40 years after age 18. If you have lived in Canada for less than 40 years, you may be eligible for a partial pension, calculated based on the number of years you have resided in the country.
Deferring OAS Payments for Increased Benefits
You have the option to defer your Old Age Security payments for up to 60 months (5 years) after becoming eligible at age 65. For each month you delay, your monthly payment increases by 0.6%, up to a maximum of 36% at age 70.
Guaranteed Income Supplement (GIS)
The Guaranteed Income Supplement (GIS) provides additional support to low-income seniors who receive OAS. The maximum monthly GIS payments for April to June 2025 are:
| Situation | Maximum Monthly GIS Payment |
|---|---|
| Single, widowed, or divorced | $1,086.88 |
| Spouse/common-law partner receives full Old Age Security | $654.23 |
| Spouse/common-law partner receives Allowance | $654.23 |
| Spouse/common-law partner does not receive OAS or Allowance | $1,086.88 |
Eligibility for GIS depends on your annual income and marital status.
Clarifying the $3,800 Monthly OAS Payment Rumors
There have been unsubstantiated claims about a $3,800 monthly Old Age Security payment in 2025. The CRA has not announced any such increase.
The maximum monthly Old Age Security payment remains at $800.44 for individuals aged 75 and over. It’s essential to rely on official sources for accurate information regarding government benefits.
While rumors of a $3,800 monthly Old Age Security payment in 2025 are unfounded, the CRA has confirmed the regular Old Age Security payment schedule and amounts for the year.
Understanding your eligibility and the options available, such as deferring payments for increased benefits, can help you make informed decisions about your retirement income.
Always refer to official sources for the most accurate and up-to-date information regarding government benefits.
FAQs
Can I receive OAS payments if I live outside Canada?
Yes, if you have lived in Canada for at least 20 years after turning 18, you may be eligible to receive Old Age Security payments while residing abroad.
How do I apply for OAS?
You can apply for OAS online through your My Service Canada Account or by completing a paper application form available on the Canada.ca website.
What happens if I delay my OAS application?
Delaying your Old Age Security application can increase your monthly payments by 0.6% for each month deferred, up to a maximum of 36% at age 70.