Big GST/HST Credit Coming In 2025 – Check How Much You Qualify For
As the cost of living continues to climb, many Canadians are searching for reliable financial relief. One of the most consistent and supportive federal benefits is the GST/HST Credit—a tax-free quarterly payment designed to help low- and modest-income individuals and families manage everyday expenses.
In 2025, the Canada Revenue Agency (CRA) is increasing credit amounts to reflect inflation, meaning eligible Canadians could receive more money this year.
If you’re wondering how much you could get or whether you’re eligible, here’s everything you need to know about the GST/HST Credit amounts, payment dates, and eligibility for 2025.
What is the GST/HST Credit?
The Goods and Services Tax / Harmonized Sales Tax (GST/HST) Credit is a non-taxable quarterly benefit provided by the CRA to offset the GST or HST paid on everyday purchases.
This benefit is automatically calculated when you file your income tax return, and is aimed at supporting individuals and families with lower incomes.
GST/HST Credit Amounts 2025: How Much Will You Get?
The CRA has increased the credit amounts for the July 2025 to June 2026 benefit year, reflecting updated income thresholds and inflation adjustments.
| Family Member | Maximum Annual Credit (2025) | Quarterly Amount |
|---|---|---|
| Single Adult | $533 | $133.25 |
| Married/Common-law Couple | $698 | $174.50 |
| Each Child Under 19 | $184 per child | $46 per child |
For example, a family of four (two adults, two children) could receive up to $1,066 annually, paid in four instalments throughout the year.
If your total entitlement is less than $50 per quarter, the CRA may issue it as a lump sum payment instead.
2025 GST/HST Credit Payment Dates
CRA will issue GST/HST Credit payments on the following dates during the 2025–2026 benefit period:
| Quarter | Payment Date |
|---|---|
| Q1 | July 5, 2025 |
| Q2 | October 4, 2025 |
| Q3 | January 3, 2026 |
| Q4 | April 4, 2026 |
Payments are either directly deposited into your bank account or sent via cheque, depending on your setup with the CRA.
Eligibility for the GST/HST Credit in 2025
To be eligible for the 2025 GST/HST Credit, you must:
- Be a resident of Canada for income tax purposes
- Be 19 years or older, or:
- Have (or had) a spouse or common-law partner, or
- Be (or were) a parent living with your child
- File your 2024 income tax return
- Have a net family income below the CRA threshold
For 2025, the credit phases out entirely for individuals earning over approximately $52,000, with exact thresholds varying by family size.
How Is the GST/HST Credit Calculated?
The amount you receive depends on:
- Your adjusted family net income (AFNI) from your 2024 tax return
- Your marital status
- The number of children under 19 living with you
The CRA reduces your benefit if your income exceeds a specific base amount, using a gradual reduction formula. This ensures that those with the lowest incomes receive the highest benefit amounts.
How to Ensure You Receive the GST/HST Credit
To receive your credit without delays:
- File your 2024 tax return by the CRA deadline, even if you had no income.
- Make sure your marital status, number of dependents, and address are up to date with CRA.
- Register for direct deposit to get payments faster.
Newcomers to Canada: Are You Eligible?
Yes. If you’re new to Canada, you may be eligible for the GST/HST Credit starting in your first year of residency.
To apply:
- Submit Form RC151 – GST/HST Credit Application for Individuals Who Become Residents of Canada
- Provide proof of income from your previous country
- Ensure you’re a resident for tax purposes
What If Your Situation Changes?
Life changes such as:
- Marriage or separation
- Birth or death of a child
- Moving to a new province or territory
can affect your credit. Always notify the CRA as soon as possible to avoid overpayments or underpayments.
The 2025 GST/HST Credit is a welcome financial boost for eligible individuals and families across Canada. With quarterly payments up to $1,066 per household, this tax-free benefit helps cover daily living expenses like food, utilities, and transportation.
To ensure you receive the full amount you’re entitled to, file your taxes on time, keep your personal information updated with the CRA, and enroll in direct deposit.
Whether you’re a single adult or a parent raising children, the GST/HST Credit remains one of the most effective tools for easing financial pressure in 2025.
FAQs
How much will I get from the GST/HST Credit in 2025?
If you qualify, you could receive up to $533 as a single adult, $698 as a couple, and $184 per child under 19, based on your 2024 income.
When will the next GST/HST Credit payment be made?
The next payment date is July 5, 2025, followed by October 4, 2025, January 3, 2026, and April 4, 2026.
Do I need to apply for the GST/HST Credit every year?
No. The CRA will automatically calculate your entitlement each year as long as you file your annual income tax return.