IRS Tax Refunds Hitting Banks This Week – Who’s Getting Paid Between May 19–25?

It’s that time of year again—tax season. And for thousands of Americans, the best part is finally here: IRS tax refunds are being deposited into bank accounts this week, between May 19 and May 25, 2025. For many, this refund represents a much-needed financial boost.

If you’re wondering whether you’re one of the lucky recipients getting paid this week, here’s everything you need to know, including IRS processing times, how filing method and tax credits affect your refund, and the official refund schedule for this tax season.

Who Will Get Their IRS Refund Between May 19 and 25?

According to current IRS guidelines, taxpayers who meet the following conditions are most likely to receive their refunds this week:

  • Filed their tax return electronically
  • Chose direct deposit as the refund method
  • Filed between April 28 and May 11, 2025

If you fall into this category, you can expect your refund to be deposited into your bank account between May 19 and May 25, 2025.

IRS Refund Timeline – What Determines Your Refund Date?

The IRS generally processes refunds within 10 to 21 days from the time of filing, but the timeline depends on several factors:

Key Factors That Impact Refund Timing:

FactorImpact on Refund Timing
Filing MethodElectronic returns are processed faster than mailed paper returns
Refund MethodDirect deposit is quicker than receiving a paper check
Tax Credits ClaimedEITC and CTC may delay refunds due to fraud prevention measures
Filing DateThe earlier you file, the sooner you may get your refund
Errors or Incomplete InfoMistakes or missing data can delay refund processing

IRS Refund Delivery Estimates by Method

Here’s a quick breakdown of how long it typically takes to receive your refund based on how you filed your return and how you chose to receive your refund:

Filing & Refund MethodEstimated Refund Time
E-filing + Direct Deposit1 to 3 weeks
E-filing + Paper CheckUp to 4 weeks
Mail Filing + Direct DepositAround 3 weeks
Mail Filing + Paper CheckUp to 2 months

If you filed electronically and chose direct deposit between April 28 and May 11, you’re in the sweet spot to receive your refund between May 19 and May 25.

What About Those Who Chose a Paper Check?

If you filed your return in the first week of May but opted for a paper check, your refund is expected to arrive by June 13, 2025. This longer wait time reflects the additional steps required for mailing and manual processing.

Refund Delays Due to Tax Credits

Claiming certain tax credits, like the Earned Income Tax Credit (EITC) or Child Tax Credit (CTC), may lead to longer processing times. This is due to additional verification measures in place to prevent fraud and identity theft.

If you claimed either of these credits, even if you filed early, your refund may be delayed by several days or weeks.

What to Do If You Haven’t Received Your Refund Yet?

If you filed your return before May 11 and chose direct deposit but still haven’t received your refund by May 25, here are a few steps to take:

  1. Use the IRS “Where’s My Refund?” Tool – It offers up-to-date status based on your SSN and filing info.
  2. Review Your Tax Return for Errors – Missing information, incorrect routing numbers, or typos can delay refunds.
  3. Contact the IRS Directly – If it’s been more than 21 days, reach out for clarification.

The IRS is in full swing disbursing refunds, and for those who filed between April 28 and May 11, this is the week to watch your bank account. If you opted for electronic filing and direct deposit, there’s a good chance your tax refund will hit your account between May 19 and May 25, 2025.

If you haven’t received your money yet, don’t panic—double-check your filing date and method, and track your status using the IRS refund tools.

With proper planning and awareness, your 2025 tax refund can offer timely financial relief just when you need it most.

FAQs

When will I receive my IRS refund if I filed between April 28 and May 11, 2025?

If you filed electronically and selected direct deposit, your refund should be issued between May 19 and May 25, 2025.

Why is my refund delayed even though I filed early?

Delays can occur due to tax credit claims (EITC/CTC)filing errors, or opting for a paper check. Use the IRS refund tracker for updates.

Will I get my refund faster if I use direct deposit?

Yes. Direct deposit is the fastest way to receive your refund—usually within 21 days of electronic filing.